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Borrowing: Use—Don't Abuse

Lesson 2-5 Identity Fraud

Any personal information you share puts you at risk for identify theft and financial fraud. In this lesson, plan safeguards to reduce the chance and impact of identity theft and financial fraud.

What You’ll LearnProtect yourself from identity fraud.

Taking it Home

  • If you or a friend are ever a victim of fraud, go to the Federal Trade Commission's IdentityTheft.gov website to report fraud and get help with a recovery plan.
  • Have a family discussion to agree on acceptable online privacy settings. Create a Family Systems Security Checklist that includes criteria to set security level, deny access to location, block cookies, securely backup important files and other criteria that fit your family’s guidelines. Apply the system security to all relevant family technology.

Learn More

  • Find tips to protect your personal information by exploring information from the Identity Theft Resource Center.
  • Search your state Attorney General’s website for fraud reporting instructions and fraud recovery tips.
  • Learn about the many job options with the cybersecurity industry.

Related Resources


Talking Points for Parents

While your teen is learning about identity fraud and theft, consider ways to reinforce learning from home.

  • Share your own experiences about instances of identity theft or times when someone attempted to fraudulently access your personal or financial information.
  • Ask your teen to demonstrate what is being learned in class about devising a fraud safeguard plan. Have a discussion with your teen about what can be done to reduce the risk of financial fraud or online scams.
  • Talk with your teen about the importance of online safety, and talk about family guidelines for Internet privacy settings and system security.