Personal Finance Education

NEFE's High School Financial Planning Program® (HSFPP) is a free turnkey financial literacy program specifically focused on basic personal finance skills that are relevant to the lives of teens in Grades 8-12.

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Program Components


HSFPP offers a full suite of FREE instructional resources to teach teens in an instructor led classroom or workshop setting. 

Register or log in to immediately download the curriculum or place an order for printed materials. The components for this program include:

  • Six student guide booklets
  • Teacher lesson plans and PowerPoint presentations
  • Activities, handouts and performance-based assessments
  • Online student practice quizzes, polls and more
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Funding Behind the Free


Since 1984 the National Endowment for Financial Education® (NEFE®) has proudly provided 100 percent of the funding for the High School Financial Planning Program® (HSFPP), a high quality, noncommercial, and unbiased personal finance curriculum.

NEFE is independently funded by its own endowment, which was established with the proceeds from the sale of the College for Financial Planning and related transactions in 1997. Additional growth is realized only through investment of the endowment's assets. 

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Introduction Video

The High School Financial Planning Program comes complete with a fully developed, award winning curriculum that has been lab tested.

Strong Foundations: The HSFPP Still Resonates Years Later


Michele Godfrey studied the High School Financial Planning Program (HSFPP) curriculum as a high school student in the late ‘90s. Now a financial counselor herself, Godfrey says the HSFPP sparked her lifelong interest in empowering others to take charge of their money.

1 in 5 U.S. Teens Lack Basic Financial Literacy Skills


One in five (22 percent) U.S. teenagers lack basic financial literacy skills according to the Program for International Student Assessment (PISA) findings released last month. 

New Budget Wizard Turns Spending Plan into Interactive Activity


NEFE’s Smart About Money (SAM) Budget Wizard walks you through the steps to create a spending plan based on your values and situation so you can update as life happens. The Budget Wizard aligns directly with the HSFPP Module 1: Money Management and can be used to complete several learning activities.

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Upcoming Maintenance

Upcoming Maintenance 

Between 7:00am and noon EDT this Wednesday (6/3) we will be doing maintenance on our site. Thank you for your patience while we make these updates.

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