Personal Finance Education

NEFE's High School Financial Planning Program® (HSFPP) is a free turnkey financial literacy program specifically focused on basic personal finance skills that are relevant to the lives of teens in Grades 8-12.

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Program Components


HSFPP offers a full suite of FREE instructional resources to teach teens in an instructor led classroom or workshop setting. 

Register or log in to immediately download the curriculum or place an order for printed materials. The components for this program include:

  • Six student guide booklets
  • Teacher lesson plans and PowerPoint presentations
  • Activities, handouts and performance-based assessments
  • Online student practice quizzes, polls and more
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Funding Behind the Free


Since 1984 the National Endowment for Financial Education® (NEFE®) has proudly provided 100 percent of the funding for the High School Financial Planning Program® (HSFPP), a high quality, noncommercial, and unbiased personal finance curriculum.

NEFE is independently funded by its own endowment, which was established with the proceeds from the sale of the College for Financial Planning and related transactions in 1997. Additional growth is realized only through investment of the endowment's assets. 

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Introduction Video

The High School Financial Planning Program comes complete with a fully developed, award winning curriculum that has been lab tested.

Stories of Impact, Part 1: Empowering Low-Income Students to Plan for a Better Future


This blog is part 1 of our series featuring stories from our scholarship winners. These educators have found that financial education is a powerful tool to show students the possibilities beyond their current life circumstances. Many of these stories illuminate how financial education helps students change their perceptions of their own potential and possibilities. 

Stories of Impact, Part 2: Connecting Lessons to Real-Life Circumstances


This blog is part 2 of our series of stories from our 2017  Jump$tart National Educator Conference scholarship winners. These stories of impact illuminate how financial education answers the “so what” question students often ask, and show how students can quickly connect what they are learning about personal finance to current and future circumstances and financial decisions.

Prepare Teens for Their Financial Future


NEFE's CashCourse® ( is a free online resource that equips young people with tools to help them track spending, create a budget and, most importantly, understand how their current decisions will affect their future financial well-being.

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Upcoming Maintenance 

Between 7:00am and noon EDT this Wednesday (6/3) we will be doing maintenance on our site. Thank you for your patience while we make these updates.

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