Personal Finance Education

NEFE's High School Financial Planning Program® (HSFPP) is a free turnkey financial literacy program specifically focused on basic personal finance skills that are relevant to the lives of teens in Grades 8-12.

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Program Components


HSFPP offers a full suite of FREE instructional resources to teach teens in an instructor led classroom or workshop setting. 

Register or log in to immediately download the curriculum or place an order for printed materials. The components for this program include:

  • Six student guide booklets
  • Teacher lesson plans and PowerPoint presentations
  • Activities, handouts and performance-based assessments
  • Online student practice quizzes, polls and more
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Funding Behind the Free


Since 1984 the National Endowment for Financial Education® (NEFE®) has proudly provided 100 percent of the funding for the High School Financial Planning Program® (HSFPP), a high quality, noncommercial, and unbiased personal finance curriculum.

NEFE is independently funded by its own endowment, which was established with the proceeds from the sale of the College for Financial Planning and related transactions in 1997. Additional growth is realized only through investment of the endowment's assets. 

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Introduction Video

The High School Financial Planning Program comes complete with a fully developed, award winning curriculum that has been lab tested.

5 Quick Steps to Getting Started with HSFPP


The HSFPP is a turnkey curriculum that requires little advance preparation. Instructors can immediately implement the program in five quick steps. 

New Customizable HSFPP Evaluation Templates


Effective financial education requires more than an increase in short-term knowledge.  Strong programs show changes in both attitudes and behaviors over an extended period of time. What evidence do you have to provide if your program is successful or not? NEFE’s Financial Education Evaluation Toolkit ( has just been updated, making it easy to quickly create effective financial education assessments and evaluations.

Financial Education Informs Adult Behaviors


How do young adults build the skills, knowledge and values that lead to happiness and stability in adulthood?  Teaching teens financial education skills is key, according to a 10-year NEFE-funded study.  Pre-college financial education plays a vital role in building financial management skills to help students enter adulthood poised for success. 

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Upcoming Maintenance 

Between 7:00am and noon EDT this Wednesday (6/3) we will be doing maintenance on our site. Thank you for your patience while we make these updates.

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