The High School Financial Planning Program® (HSFPP) will be retiring on July 31, 2021. Learn more about this decision.

Empower Teens to Map Their Future

Empower Teens to Map Their Future

Free comprehensive personal finance curriculum

For Instructors For Students For Parents
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Lesson 2-5 gives outstanding details about identity theft for a teen population and helps students understand that they TRULY ARE AT RISK.

Deanna Vance, Business Educator, Munfordville, Ky.

I am proud of our cadets and feel honored to watch them [develop] "living financial" portfolios that all cadets use to help them achieve their goals of attending college.

Dr. (MAJ) Kraig Kiehl, JROTC Senior Army Instructor, New Bloomfield, Pa.

Personal Finance is just one of the 5 different courses I teach ... There just isn't time for me to create materials, and even if I could, they wouldn't be as good as HSFPP.

Diane Smith, Business Educator, Old Forge, Pa.

[HSFPP materials] help my students understand the importance of money management and skills they will need when they go onto college, military, or working world.

Julie Giglia, Business/Technology Educator, Whitman, Mass.

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HSFPP Provides:

  • The High School Financial Planning Program comes complete with a fully developed, award winning curriculum that has been lab tested.
  • Six 40-page Student Guides; one for each of the following personal finance topics: Money Management, Borrowing, Earning Power, Investing, Financial Services, and Insurance.
  • Instructor materials including lesson plans, presentation materials, handouts, performance assessments, and online resources.

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HSFPP at a Glance:



Free (instructor materials, printed student booklets, web resources)



Teens, Grades 8-12




Instructor: lesson plans, slide decks
Student: booklets, learner materials

time lessons


30 interrelated lessons 
45 - 90 minutes per lesson


Standards Alignment

Competency-based; aligns with all national academic standards




Instructor-guided, in-person learning:
classroom, workshop, one-on-one

The Funding Behind the Free

Since 1984 the National Endowment for Financial Education® (NEFE®) has proudly provided 100 percent of the funding for the High School Financial Planning Program® (HSFPP), a high quality, noncommercial, and unbiased personal finance curriculum.
NEFE is independently funded by its own endowment, which was established with the proceeds from the sale of the College for Financial Planning and related transactions in 1997. Additional growth is realized only through investment of the endowment's assets.