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4 Financial Resources for Graduating Seniors

by Kimberly Roy, Manager, HSFPP
March 14, 2019

As a mother of a 17-year-old, I am frequently reminded that when my son graduates from high school this year he will cross over to begin his life as an independent young adult. While the prospect may be exciting (more for him than me), as a financial educator, I understand all too well that the financial decisions young adults face can be daunting.

Even students who have a solid understanding of basic financial principles will be faced with financial decisions they won’t be prepared for. It is important to provide students with trusted resources they can turn to when those situations arise.

As a public service, NEFE provides resources for consumers from young adults to retirees. High school educators can confidently send students to any NEFE product, knowing that the information presented is free, unbiased and backed by research. Here are four key resources to share with graduating seniors.

Financial Education Tools for Graduating Seniors

1. Budget Wizard

Budget Wizard

Creating a budget is the first step for young adults to take control of their money and begin an independent financial life. The Budget Wizard guides teens through the process to create a spending plan based on their individual values and life circumstances. Once a budget is created it can be revised and updated as life happens.

Create a Budget

2. Self-Paced Online Financial Courses

Smart About Money logo

A Smart About Money (SAM) course is an in-depth, guided learning experience. The average course takes approximately 45 minutes to complete and includes valuable tools and resources including worksheets, calculators and quizzes. SAM courses range from money basics to creating a transportation plan. No account is required to get started at

Go to Smart About Money

3. Real-Life Money Guide for College-Bound Students

CashCourse logo

CashCourse is a free, online financial education resource designed specifically for college and university students. Created with input from students and universities, CashCourse equips students with information that helps them make informed financial decisions, from orientation to graduation and beyond. College-bound students can create an account at

Go to CashCourse

4. 40 Money Management Tips Booklet

40 Money Management Tips Image

The financial decisions young adults make during college might involve a few bucks or thousands of dollars. They're taking their first steps toward financial independence and it's not always easy to know what the best choices are.

40 Money Management Tips Every College Student Should Know is a NEFE resource to help young people learn how to take control of their money instead of letting their money control them.

Available in English and Spanish. Click through it online, download the PDF, or print out a copy.

Go to 40 Money Management Tips