Personal Finance Education

NEFE's High School Financial Planning Program® (HSFPP) is a free turnkey financial literacy program specifically focused on basic personal finance skills that are relevant to the lives of teens in Grades 8-12.

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Program Components


HSFPP offers a full suite of FREE instructional resources to teach teens in an instructor led classroom or workshop setting. 

Register or log in to immediately download the curriculum or place an order for printed materials. The components for this program include:

  • Six student guide booklets
  • Teacher lesson plans and PowerPoint presentations
  • Activities, handouts and performance-based assessments
  • Online student practice quizzes, polls and more
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Funding Behind the Free


Since 1984 the National Endowment for Financial Education® (NEFE®) has proudly provided 100 percent of the funding for the High School Financial Planning Program® (HSFPP), a high quality, noncommercial, and unbiased personal finance curriculum.

NEFE is independently funded by its own endowment, which was established with the proceeds from the sale of the College for Financial Planning and related transactions in 1997. Additional growth is realized only through investment of the endowment's assets. 

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Introduction Video

The High School Financial Planning Program comes complete with a fully developed, award winning curriculum that has been lab tested.

Share Student Questions, Stories and Blog Ideas


When we travel to national conferences our staff has an opportunity to meet with educators, and sometimes former students, who have used the HSFPP curriculum and are excited to share its impact. This feedback is tremendously important and helps us continuously improve. Let us know questions your students or their parents commonly ask, stories, or ideas for HSFPP blog topics. 

Uniquely in Peril


NEFE-funded research finds that low financial literacy and low rates of income replacement in retirement puts American teens at a unique risk to struggle later in life.

The Funding Behind the Free: Who Covers the Cost for HSFPP?


When HSFPP staff travel to conferences and events, we spread the message that our curriculum is provided at no cost. Even printed materials are shipped without any shipping or handling fees. The first question we are asked is: Where does the money come from? That's not surprising. We teach our students every day to be wary of free offers, to look for the "catch." To put your mind at ease, we would like to answer your commonly asked questions in a straightforward manner.

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Upcoming Maintenance

Upcoming Maintenance 

Between 7:00am and noon EDT this Wednesday (6/3) we will be doing maintenance on our site. Thank you for your patience while we make these updates.

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