Personal Finance Education

NEFE's High School Financial Planning Program® (HSFPP) is a free turnkey financial literacy program specifically focused on basic personal finance skills that are relevant to the lives of teens in Grades 8-12.

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Program Components


HSFPP offers a full suite of FREE instructional resources to use in existing courses or workshop settings where teens interact with an instructor.

The components for this program include:

  • Six student guide booklets
  • Teacher lesson plans and PowerPoint presentations
  • Activities, handouts and performance-based assessments
  • Online student practice quizzes, polls and more
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Funding Behind the Free


Since 1984 the National Endowment for Financial Education® (NEFE®) has proudly provided 100 percent of the funding for the High School Financial Planning Program® (HSFPP), a high quality, noncommercial, and unbiased personal finance curriculum.

NEFE is independently funded by its own endowment, which was established with the proceeds from the sale of the College for Financial Planning and related transactions in 1997. Additional growth is realized only through investment of the endowment's assets. 

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Introduction Video

The High School Financial Planning Program comes complete with a fully developed, award winning curriculum that has been lab tested.

Ordering is Free and Easy: Let NEFE Cover Your Curriculum Costs


All HSFPP curriculum components can be downloaded online, but did you know that you also can order printed materials and have them shipped directly to your school or organization for FREE? NEFE covers all of the costs to print, ship and deliver your materials!  It's easy to place an order and you can schedule when you would like your materials delivered. We will schedule delivery for spring, summer or fall classes as requested. Learn more about the printed materials available. 

Stacking the Deck: Dr. Temple Grandin and the Importance of Teen Work


This April I took my teenage son to hear one of his science heroes speak, Dr. Temple Grandin. Dr. Grandin’s speech focused on the importance of teens and work."We have got to start the transition to the work world way before the transition." When you work for someone else, you do the job you are assigned, she explained, whether or not you enjoy it or like it. You do it because that is what you were hired to do. You do it because you get a paycheck that you can use to buy things you want and need. And when you do your job duties and your school work well, you can earn the opportunity to get paid to do a job you enjoy. But you have to learn the value of doing the work as assigned, whether or not it is glamorous.

Income and Careers: 14 Big Ideas to Boost Financial Capacity


Acting now to boost future earning capacity can put you on a path towards financial well-being. Proactive, purposeful planning also builds the capacity to prevail through future financial downturns. Consider these 14 Big Ideas when investing in your future self.

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Upcoming Maintenance 

Between 7:00am and noon EDT this Wednesday (6/3) we will be doing maintenance on our site. Thank you for your patience while we make these updates.

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