Personal Finance Education

NEFE's High School Financial Planning Program® (HSFPP) is a free turnkey financial literacy program specifically focused on basic personal finance skills that are relevant to the lives of teens in Grades 8-12.

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Program Components


HSFPP offers a full suite of FREE instructional resources to teach teens in an instructor led classroom or workshop setting. 

Register or log in to immediately download the curriculum or place an order for printed materials. The components for this program include:

  • Six student guide booklets
  • Teacher lesson plans and PowerPoint presentations
  • Activities, handouts and performance-based assessments
  • Online student practice quizzes, polls and more
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Funding Behind the Free


Since 1984 the National Endowment for Financial Education® (NEFE®) has proudly provided 100 percent of the funding for the High School Financial Planning Program® (HSFPP), a high quality, noncommercial, and unbiased personal finance curriculum.

NEFE is independently funded by its own endowment, which was established with the proceeds from the sale of the College for Financial Planning and related transactions in 1997. Additional growth is realized only through investment of the endowment's assets. 

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Introduction Video

The High School Financial Planning Program comes complete with a fully developed, award winning curriculum that has been lab tested.

Everything You Need to Teach Financial Education


HSFPP is categorized into six topical modules. Modules include stand-alone lessons that can be customized and expanded using supplementary activities. The lessons target a specific learning competency and supporting objectives based on national academic standards. HSFPP provides instructors with all of the materials needed to confidently teach teens personal finance. Learn about the components that make up each HSFPP lesson. 

Three Financial Education Concepts All Students Need


At a recent Colorado Jump$tart Teacher Training event, some teachers expressed that their students wouldn't benefit from financial education because they come from families that don't have the money to do anything more than live day by day. Here are three financial education concepts that all students need, regardless of their life circumstances.

NEW: Online Courses to Help You Get Smart About Money


This summer Smart About Money (SAM), NEFE's main consumer website, underwent a major revision. The newly designed website offers free online courses for you to take at your own pace, on your own time.

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Upcoming Maintenance

Upcoming Maintenance 

Between 7:00am and noon EDT this Wednesday (6/3) we will be doing maintenance on our site. Thank you for your patience while we make these updates.

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