Personal Finance Education

NEFE's High School Financial Planning Program® (HSFPP) is a free turnkey financial literacy program specifically focused on basic personal finance skills that are relevant to the lives of teens in Grades 8-12.

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Program Components


HSFPP offers a full suite of FREE instructional resources to use in existing courses or workshop settings where teens interact with an instructor.

The components for this program include:

  • Six student guide booklets
  • Teacher lesson plans and PowerPoint presentations
  • Activities, handouts and performance-based assessments
  • Online student practice quizzes, polls and more
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Funding Behind the Free


Since 1984 the National Endowment for Financial Education® (NEFE®) has proudly provided 100 percent of the funding for the High School Financial Planning Program® (HSFPP), a high quality, noncommercial, and unbiased personal finance curriculum.

NEFE is independently funded by its own endowment, which was established with the proceeds from the sale of the College for Financial Planning and related transactions in 1997. Additional growth is realized only through investment of the endowment's assets. 

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Introduction Video

The High School Financial Planning Program comes complete with a fully developed, award winning curriculum that has been lab tested.

Teens and Income Taxes


Adult taxpayers have widely diverse thoughts and emotions regarding filing their income taxes. Without additional knowledge, students tend to carry these preconceived notions into their own adult lives, impacting whether or not they file income taxes on time, procrastinate, or avoid the process altogether. As an educator, tax time provides a teachable moment to inform teens and influence their future actions to be based more on knowledge rather than emotions.

New NEFE Content Relevant to Teens and Educators: January 2016


NEFE kicked off the 2016 year with rich new video content relevant to teens post on both On Your Own and Smart About Money. The NEFE Digest began a series exploring the depth and breadth of NEFE-funded research. Word on the Street | What's Your Dream for 2016? from NEFE on Vimeo.

New NEFE Content: December 2015


In addition to new On Your Own blogs and Smart About Money Hot Topics, NEFE released a Spanish version of the newly revised 40 Money Management Tips for College Students, 40 Consejos Para Administrar El Dinero.  On Your Own also rolled out Own Your Money/Own Your Life Video Discussion. Episode 1 "The American Dream" is currently available. Look for a new episode each week in January 2016.

Go to HSFPP blog >

Go to On Your Own blog >

Upcoming Maintenance

Upcoming Maintenance 

Between 7:00am and noon EDT this Wednesday (6/3) we will be doing maintenance on our site. Thank you for your patience while we make these updates.

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