Personal Finance Education

NEFE's High School Financial Planning Program® (HSFPP) is a free turnkey financial literacy program specifically focused on basic personal finance skills that are relevant to the lives of teens in Grades 8-12.

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Program Components


HSFPP offers a full suite of FREE instructional resources to teach teens in an instructor led classroom or workshop setting. 

Register or log in to immediately download the curriculum or place an order for printed materials. The components for this program include:

  • Six student guide booklets
  • Teacher lesson plans and PowerPoint presentations
  • Activities, handouts and performance-based assessments
  • Online student practice quizzes, polls and more
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Funding Behind the Free


Since 1984 the National Endowment for Financial Education® (NEFE®) has proudly provided 100 percent of the funding for the High School Financial Planning Program® (HSFPP), a high quality, noncommercial, and unbiased personal finance curriculum.

NEFE is independently funded by its own endowment, which was established with the proceeds from the sale of the College for Financial Planning and related transactions in 1997. Additional growth is realized only through investment of the endowment's assets. 

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Introduction Video

The High School Financial Planning Program comes complete with a fully developed, award winning curriculum that has been lab tested.

The Latte Factor: Spread the Message Without the Shame


Recently, the latte factor has been criticized for seeming to shame people about their daily habits, or to insinuate that someone who struggles financially would be well-off if only they gave up their daily coffee.  The concept, however, if taught properly can be an educational tool to empower students, not to shame them. Understanding how small expenses can add up to real savings over time encourages students to make mindful daily decisions and to see that that many of their financial goals are within their control. 

¿Cómo Puede Ayudar?: Connecting with Spanish-Speaking Parents


HSFPP is excited to announce that the Parent Email Templates are now available in both English and Spanish. Instructors can use the templates to send an email to parents and guardians before beginning a new module, extending the financial education conversation beyond the classroom.

I Knew My Students Got it When ...


Thank you to all of the educators who submitted stories for the "I Knew My Students Got It When ..." contest. Your inspirational stories highlighted how deeply financial educators can impact students' lives. Ten contest winners were selected at random to receive a NEFE scholarship to attend the Jump$tart National Educator Conference in Dallas this November. Read the stories submitted by five of the winners.

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Upcoming Maintenance

Upcoming Maintenance 

Between 7:00am and noon EDT this Wednesday (6/3) we will be doing maintenance on our site. Thank you for your patience while we make these updates.

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