The High School Financial Planning Program® (HSFPP) will be retiring on July 31, 2021. Learn more about this decision.

Investing: Money Working for You

Lesson 4-1 Put Money to Work

Financial security isn’t about how much you earn—it’s about how much you keep and what you do with it. This is done by saving and investing your money. You may not think that you have much money to invest right now. But the sooner you get started investing, the less money you’ll need over time to meet your financial goals.

What You’ll LearnExplore how saving and investing works to build wealth. 

Taking it Home:

  • Open a savings account.
  • Arrange to have your paycheck automatically deposited to your savings account.

Learn More:

  • Read a book or listen to a podcast about an investing topic that is of interest to you. Share with someone what you learned or found interesting.
  • Stop by your public library or go online to read articles in reputable financial magazines, such as Kiplinger, Fortune, or Forbes.
  • Think about how you can “invest” in your education or training. Then, predict how this investment in you might pay off over the next few years.

Related Resources:

Talking Points for Parents:

While your teen is learning about saving and investing, consider ways to reinforce learning from home.

  • Talk about savings and investing with your teen. Share your reasons for saving or investing.
  • If your teen doesn’t yet have a savings account, take steps to help him or her open an account.