The High School Financial Planning Program® (HSFPP) will be retiring on July 31, 2021. Learn more about this decision.

Teacher Testimonial Video

Why Should You Use HSFPP?

Most teachers learn about HSFPP from other educators who use the curriculum. We asked veteran HSFPP instructors, how would you describe the program to a colleague?

Video Transcript: Why Use HSFPP?

Christopher Brida, Benjamin Franklin High School:

The way that I describe HSFPP to a colleague is, that it is essential for a lot of our students especially in the neighborhood that we work in.  They lack all financial literacy not just some... all. And so for me telling a colleague about the importance of the program is that it teaches the sort of soft skills that we lack.

Joey Running, West Albany High School:

This is a turnkey curriculum everything is offered to them even in different formats, so if you have a different learning style, a different organizational style those are available to an educator.

Persis Beaven, Northwest Early College High School:

I will describe the program as a very useful and free resource that is teacher friendly and also student friendly.  It has - the booklets have stories that the students can relate to.

Pandora Fifer, Norfolk Alternative High School:

The HSFPP program is fabulous, it comes with all these modules and if you have to do a lot of differentiated instruction in your classroom you can sort of let the kids go at their own pace.

So, if you have the kids who are more advanced and they can go through the modules more quickly you're not having to hold them back, and the other kids that you really want to sit down with one-on-one you can do that because the rest of the class is engaged with their learning there.  So you can take the time to sit down with the kids and go over, and actually answer all the questions that they're afraid to ask if the whole class is listening to them.


I would encourage educators who are considering teaching it, is be passionate about the curriculum because if you're just going to present, students are less likely to be engaged and to own that information.


My favorite activity is The Tale of Two Cities activity. And,so, a lot of those students in the neighborhood that I teach in don't see anything beyond that and so their parents live there, their grandparents lived there and they just assume that that's as far as their world goes. And so for me the Tale of Two Cities activity is sort of enlightening to them because they see that the cost of living in other cities maybe is less than what it is in Baltimore.

Now sure, they live in a low-income neighborhood, but there's opportunities for them to sort of get beyond the bubble that I think currently they exist in.


Last year, one of the activities that I tried was about buying a car and so that was described as very eye-opening. I think they like to learn things that will be useful, not just in the next level class, but in life in general.


My favorite HSFPP activity is the spending and value survey because right out of the gate students are able to see where their values are at that point and why they're spending and how they're spending with relationship to those values.

And I always let them know that their values are going to change many times throughout their lifetime, but right now this is where they are, this is their foundation.  And then they will change and build from that point.


My favorite lesson to use is module five and it's Caring for Your Cash, and it introduces banking to the kids. So, not only are they being introduced to checking, but also savings and credit as well.


For educators using HSFPP it is incredibly comprehensive, and that as an educator allows me to have just an enormous amount of resources for my students.