The High School Financial Planning Program® (HSFPP) will be retiring on July 31, 2021. Learn more about this decision.

HSFPP Stories of Impact

Encouraging Students to Explore Small Business Opportunities

HSFPP Stories of Impact

real teachers real stories

by Georgeanna Jarvis, Middle School Family Consumer Science Teacher, Lexington, Ky.

"As a middle school teacher in a low socioeconomic area, I think it is so important for students to understand how financial literacy will affect their entire lives. During a lesson I was teaching about savings I had a student who kept asking questions. She told me how an allowance was not received in her family; she still wanted to save, but was unsure how. I explained to her how she could start a small business in her neighborhood walking dogs, mowing lawns, babysitting, having a yard sale, or just offering help to people who were in need.

As the lesson went on, she just kept listening and I could see that she was really thinking about how this could work. So the next day she came into class, you could see the excitement on her face when the idea was shared with me. After school she had gone home and made a list of things that could be done to make extra money.

Once it was in writing, the decision was made that a dog walking service would be perfect. Posters were made and hung in the neighborhood and news was spread with friends and family. As the weeks went by I asked how it was going; it was slow, but one family had signed up. During the semester several families were on board and money was being saved.

It really touched me that the message was received and the lesson about saving in class was put into action. A goal was set and achieved by that hard work. I love seeing my students excel, become better educated and grow. It is the reason why I teach.