Program Overview

Personal Finance Curriculum for Teens

NEFE’s High School Financial Planning Program® (HSFPP) is a turnkey financial literacy program specifically focused on basic personal finance skills that are relevant to the lives of teens.

The program is intended for in-person teaching. It works well in classrooms, workshops and one-on-one situations.

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What Makes HSFPP Unique

The HSFPP's plan-driven approach doesn't just teach information or show students how to manage a financial task – it guides them to do it for themselves so they can apply financial decisions to their own lives and return in the future to do it again successfully.

As a result, HSFPP students are better at demonstrating and forming positive behaviors, and have greater average gains in confidence, than those who take other financial education courses based solely on knowledge and literacy. 

The HSFPP materials are research-based, noncommercial and offered completely free of charge, including printed materials, as a public service. There's no catch, ulterior motive or cost. Period.


HSFPP Personal Finance Module Topics 

The HSFPP breaks personal finance into six topical modules.

Module 1: Money Management - Control Your Cash Flow

Manage spending to meet financial goals and minimize the impact of financial obstacles.

Module 2: Borrowing - Credit: Use--Don't Abuse

Control personal credit and debt.

Module 3: Earning Power - More Than a Paycheck

Boost personal earning capability.

Module 4: Investing - Money Working for You

Put personal assets to work to build wealth.

Module 5: Financial Services - Care for Your Cash

Use financial services in a sensible and wary manner.

Module 6: Insurance - Protect What You Have

Protect personal property, financial resources and personal information.