Our History

Since its beginnings in the 1980's, our program has reached nearly 12 million students and individuals in schools, youth organizations, community programs, and many other settings in all 50 states, the District of Columbia, and over 100 U.S. military installations around the globe.

The High School Financial Planning Program® (HSFPP) is a flagship program of the National Endowment for Financial Education® (NEFE®). NEFE evolved from the College for Financial Planning®, a Denver-based nonprofit organization that served as the nation's first financial-planning educational institution. As the College grew, diversified, and advanced its interaction with the public, its trustees and management recognized a critical need for ongoing educational efforts that could provide reliable, impartial financial information to consumers, particularly the underserved. To meet that need, the trustees created the National Endowment.

Created for teachers and youth mentors, the HSFPP curriculum is designed to teach teenagers about money management financial practices (such as budgeting) and concepts (for instance, “pay yourself first”). While the principles covered in the program have consistently focused on the accepted fundamentals of personal finance, NEFE periodically updates details in the materials to reflect consumer trends, contemporary society, and program user feedback. Following each update, the program undergoes independent evaluation for effectiveness.

For over 30 years NEFE has provided this quality, noncommercial program at no cost to educators and community youth leaders. Click here to see an illustration of the work that NEFE has done to increase youth financial capability.