Empower Teens to Map Their Future

Empower Teens to Map Their Future

Free comprehensive personal finance curriculum

For Instructors For Students For Parents
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What I enjoy most about the HSFPP lesson is how it takes complex topics that many adults do not understand and presents them in easily digestible bites that all my students can understand.

Richard Vaughn, Business Educator, Canton, Ohio

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HSFPP Provides:


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  • The High School Financial Planning Program comes complete with a fully developed, award winning curriculum that has been lab tested.
  • Six 40-page Student Guides; one for each of the following personal finance topics: Money Management, Borrowing, Earning Power, Investing, Financial Services, and Insurance.
  • Instructor materials including lesson plans, presentation materials, handouts, performance assessments, and online resources.

HSFPP at a Glance:



Free (instructor materials, printed student booklets, web resources)



Teens, Grades 8-12




Instructor: lesson plans, slide decks
Student: booklets, learner materials

time lessons


30 interrelated lessons 
45 - 90 minutes per lesson


Standards Alignment

Competency-based; aligns with all national academic standards




Instructor-guided, in-person learning:
classroom, workshop, one-on-one

The Funding Behind the Free

Since 1984 the National Endowment for Financial Education® (NEFE®) has proudly provided 100 percent of the funding for the High School Financial Planning Program® (HSFPP), a high quality, noncommercial, and unbiased personal finance curriculum.
NEFE is independently funded by its own endowment, which was established with the proceeds from the sale of the College for Financial Planning and related transactions in 1997. Additional growth is realized only through investment of the endowment's assets.