HSFPP Module 2 - Borrowing

Use—Don’t Abuse

Teens already display the characteristics of responsible borrowers and irresponsible borrowers. Activities in this module guide students to take responsibility for their own borrowing habits while establishing habits that will improve the likelihood of credit approval and responsible use of credit.

Students will learn about and practice skills to control their borrowing habits.

Module lesson topics include:

  • Credit application process
  • Types of credit, including loans and credit cards
  • Credit costs
  • Credit scoring
  • Rights and responsibilities of borrowers and lenders 
  • Contracts
  • Identity fraud